Hiring an auto accident lawyer should be on the top of your to-do list once you have been involved in a car accident. They will help you get your USAA insurance claim without much of a hassle and, in the process, help you in recovering any of the losses you might have incurred in the course of the accident. Victims of car accidents should hire an auto accident lawyer to help them with the whole compensation process.
What is USAA?
The United Services Automobile Association (USAA) provides insurance to military personnel and their families. Among all insurance coverage providers, USAA is known as one of the fairest insurance coverage providers. They have a more extensive physical injury liability in the insurance coverage policy than numerous other typically utilized insurance companies.
Nevertheless, even a reasonable insurer is still an insurer. Insurance providers remain in the business of decreasing payments to maximize their profits. Take action to protect yourself today by calling a knowledgeable lawyer.
If you or a loved one has been involved in a car accident, call (281)990-5200 for a free consultation with a personal injury lawyer today.
Does USAA Pay Their Claims?
Like most insurance companies, USAA does not like to pay claims and will do everything in its power to pay you a meager amount or pay nothing at all. That is why it is wise to hire a personal injury attorney to defend your rights and get the settlement that you are owed.
How Long Does it Take USAA to Pay a Settlement?
It can take the insurance company six weeks to send a settlement check. Also, it can take two years for your claim to settle.
Does USAA Cover Pain & Suffering?
USAA does not want to pay you for your pain and suffering. However, an excellent car accident attorney can negotiate with them and force them to pay for your pain and suffering.
How Can I Prove Pain & Suffering?
Essential documents you need to collect are:
- Medical bills & records
- Psychiatric records
- Medical prognosis
- Expert testimony
- Photos of your injuries
Your attorney will gather these documents to negotiate for a fair and just settlement for your pain and suffering.
What is The Average Settlement For Pain & Suffering?
In most claims, the average payout for pain and suffering is $15,000. However, the severity of your injury impacts how much you will receive.
Does USAA Raise The Rates For An Accident?
If you are found to be at fault for the accident, USAA will increase the annual coverage rates to $600.
Why You Should Hire an Auto Accident Attorney
Some people might not know the proper procedure to follow when dealing with USAA insurance claims once involved in an accident. An auto accident attorney will negotiate on your behalf with their insurance company and make sure that you get the best deal in payment terms.
If the matter has to go to court, they will fully represent you. Moreover, there is a lot of paperwork to be done when making an insurance claim; your lawyer will handle all that for you.
An auto accident attorney will also help you get compensation for any losses incurred during the accident. This may be in terms of medical bills, car repairs, and lost wages. It can be quite emotionally and physically stressful to handle all these by yourself, especially if you are still recovering, so why not use the services of an expert?
What to Look For in an Auto Accident Lawyer
Car accident attorneys normally deal with various personal injuries, property destruction, and wrongful deaths. You need to hire somebody who is experienced in personal injuries. Consider the number of years the attorney has practiced law, how many successful cases they had in the past, and what their referees have to comment on their work.
It would be best if you also were keen on the strategies and techniques the attorney plans on putting in place. Talk to them about them, and see if they match what you want. However, you should, at the same time, try respecting their judgment and have faith in what the attorney is doing.
Hire somebody with whom you can comfortably work. Accident compensation processes can, at times, take a long time, so make sure that you hire somebody you can stand. Attitude and personality are, therefore, critical features to put in mind.
Most auto accident attorneys usually operate on a contingency fee structure. This means that you will not be charged upfront before your case. The attorney will only ask for a fee if you win a settlement. Be sure to ask what percentage they will be entitled to before hiring.
When to Hire an Auto Accident Attorney
You should hire a car accident attorney as soon as possible, probably within a week of the accident occurrence. Remember, you will need help filing for personal injury claims, lost wages, and medical expenses.
DO NOT settle your claim with USAA insurance company without seeking the services of a car accident attorney.
There are many ways you can find a competent and experienced attorney. You can start by doing your research online. Getting referrals from family members and friends is also another recommendable way.
Speak to Our Attorneys Today
If you or your loved one was involved in a car accident, call us today so that we can fight for your rights while you focus on recovery. We are available 24/7 and are knowledgeable in the tactics USAA insurance company uses to deny your claim. Don’t let them take advantage of you. Take action now!