Delivery services have been escalating now more than ever since COVID-19. Delivery companies are hiring more drivers to increase the demand of individuals and their families ordering food during the mandated quarantine.
Joe I. Zaid & Associates know that with more food delivery drivers on Texas roadways accidents are more prone to happen with other drivers on the road.
Many victims involved in an accident with a food delivery driver may wonder what to expect. Is the food delivery driver responsible for your injuries and damages? Does the driver’s personal insurance coverage cover your damages and injuries? Can you pursue a claim against the food delivery driver?
Being involved in an accident with a food delivery driver may seem daunting and complicated but it doesn’t have to be. With an experienced food delivery accident attorney, you can get the best possible outcome for your case.
What Happens If You Are Involved in an Accident With a Food Delivery Driver?
Car accidents differ from accidents with food delivery drivers because these drivers are insured by the company when a collision occurs.
The companies that are well insured include:
- Uber Eats
- DoorDash
- Private restaurants that use employees to deliver food
- Grocery stores
- Postmates
- Grub Hub
- Pizza chains
If you or a loved one are involved in an accident with a food delivery driver, more than one party may be responsible for the accident. That is why it is important to hire an experienced food delivery accident attorney to successfully pursue your claim.
What Happens If a Food Delivery Driver Crashes Into Your Vehicle?
Just like any other accident, food delivery drivers are accountable for their negligence when causing an accident.
When an accident occurs, it is crucial to get their driver’s license, registration, and insurance information.
- Take photos and videos of the collision
- Contact local authorities and file a police report
With a worldwide crisis though, the authorities may ask you and the food delivery driver to settle the matter on your own. DO NOT TAKE NO for an answer! It is important that a police report is filed.
- Seek medical care even if you are not showing symptoms
Health authorities at the moment may not be able to really help you during the pandemic. However, it is important that you seek medical attention as this is the only way to prove the accident caused your injuries.
The final step you should do is contact our attorneys to find out whether the food delivery driver, company or both are responsible for your damages and injuries.
Can You Pursue a Claim Against The Food Delivery Driver?
You should and can pursue a claim against the food delivery driver.
If the food delivery driver was negligent and caused your injuries, our attorneys can pursue the food delivery driver’s personal insurance coverage to cover your financial recovery.
In Texas, all delivery drivers are required to have minimum collision coverage. If the food delivery driver’s personal insurance is not enough to cover your damages, we may need to pursue a claim against the company as well.
What Type of Insurance Coverage Does a Food Delivery Driver Provide?
You are not able to pursue a claim against the food delivery driver or the company if the driver was not actively on duty. This means that the food delivery driver must be delivering food, products, or other goods when the accident occurs.
DoorDash, UberEats, and other delivery services carry up to $1 million in insurance coverage that can be pursued if the food delivery driver’s insurance is not enough.
Each food delivery company has a different set of rules outlined in the driver’s contracts and public information. This is why it is best to hire a food delivery accident attorney who can provide the best legal counsel to your unique case.
Most food delivery companies offer some form of liability coverage to cover the drivers when involved in an accident. However, Grub Hub and Instacart do not provide any form of coverage to its drivers and claim that the drivers are contractors and that the company is not liable for any damages.
If you are involved in an accident with Grub Hub or an Instacart driver, you will have to file a claim against the driver’s personal insurance coverage. However, this does not include commercial insurance coverage. You will also have to file a claim against your own insurance company through an uninsured motorist claim that many residents in Texas do not have.
Most accident victims are not equipped to handle a complicated case like this on their own. That is why you should contact an attorney immediately after the accident occurs.
Hire an Experienced Food Delivery Accident Attorney Today!
Don’t suffer any longer. It is not right for a company to care more about profiting than the safety of others on the road, especially if it leads to catastrophic injuries or death.
If you or a loved one were involved in an accident with a food delivery driver, contact our law firm today to discuss your case. Call us at (346) 756-9243, email, send us a message via live chat, or simply fill out our free consultation form.
We will aggressively fight to recover the compensation you deserve. Learn more about the insurance coverage options that pertain to your particular case so that you can focus on recovery while we fight for your rights.
We are equipped and experienced food delivery accident attorneys that have successfully handled food delivery accidents in Texas and across the nation. We have taken on major food delivery companies and successfully negotiated with insurance companies.
In fact, Joe has worked alongside a huge insurance company for over 10 years. He knows all the loopholes and schemes insurance companies may use to belittle or deny your claim. If the insurance company cannot come to an agreement, we will gladly fight for your justice in court and try to maximize your compensation.
Get Your life back! Do not wait any longer to pursue your case. If you do, you lose your chance to recover any settlement for your damages and injuries.
No out of pocket expenses and you do not pay us anything unless we win your case!
